The State Pension is a regular payment from the Government that you can claim when you reach your State Pension age.
Your State Pension is based on your National Insurance record. It takes into account the National Insurance you built up before the new State Pension (external website) was introduced in 2016, as well as contributions and credits since then. So not everyone will get the same amount.
The full rate of the new State Pension is currently £175.20 a week – that’s just over £9,100 a year, but it’s important to check your State Pension online. It will tell you the amount you’re predicted to get, and the date you’ll reach State Pension age under the current rules.
It will also show you your National Insurance record, and whether you can improve it. You might be able to fill gaps by claiming National Insurance credits (external website), or making voluntary National Insurance contributions.
You usually need to have 10 qualifying years on your National Insurance record to get the new State Pension, but you should check to see how your circumstances affect your National Insurance record (external website).
It’s important to think about how much you’ll need to live on when you retire – check our guidance on having more for retirement.