When will I get it?

The earliest you can get your State Pension is when you reach State Pension age. Your State Pension age currently depends on your age and gender.

Check your State Pension age

State Pension ages are regularly reviewed, and the Government has announced plans to change them in the future. You should regularly check your State Pension age to help with planning for your retirement.

You don’t have to stop working when you reach State Pension age. You can claim your State Pension and carry on working, and you won’t have to pay National Insurance any more. If you want to change your working pattern or reduce your hours, then you also have the right to ask your employer for flexible working arrangements.

You can also delay claiming your State Pension, and the amount you will get when you claim it could increase.

Having more for retirement